This Privacy Statement applies to apply.marlincapitalsolutions.com, and other websites owned and operated by Marlin Business Services Corp. and its affiliates (“Marlin”, “We”). This Privacy Statement describes how Marlin collects and uses the information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your information. At Marlin, we recognize the importance of your privacy. As a result, Marlin is committed to protecting the confidentiality and security of the personal and company information you choose to provide us.
If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request.
Or you may contact us at Marlin Business Services Corp. at 300 Fellowship Road, Mount Laurel, NJ 08054 attention: President.
1. Collection and Use of Information
You can browse Marlin's web site (the "Site") without identifying yourself or revealing any information about you or your company. You may be asked to provide certain information about you and/or your company if you elect to apply for financing through the Site or if you attempt to use certain Site functions. The decision to provide this information is entirely yours.
We collect the following identifying information from you when you elect to apply for financing:
User Data Supplementation
We may receive information about you from other sources, including publicly available databases or third parties from whom we have purchased data, and combine this data with information we already have about you. This helps us to update, expand and analyze our records, identify new customers, and provide products and services that may be of interest to you. If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.
Examples of the types of personal information that may be obtained from public sources or purchased from third parties and combined with information we already have about you, may include:
Marlin limits employee access to the information you provide to those employees who have a business reason to know such information. Marlin may also share your information with its affiliated companies as may be permitted by applicable law.
2. Sharing of Information with Third Parties
Marlin may share the information you choose to provide with its suppliers, financing sources, equipment vendor contacts, affiliates and other business customers (collectively, the "Third Parties") in order to (i) evaluate and process your application for funding, (ii) service your account, (iii) offer products and services that may be of interest to you, (iv) conduct and administer its business and/or (v) In certain situations, Marlin may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. as required by law, such as to comply with a subpoena, audits, bankruptcy proceedings, or similar legal process, (vi) when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; and/or (vii) if Marlin is involved in a merger, acquisition, or sale of all or a portion of its assets, in which case you will be notified via email and/or a prominent notice on our website of any change in ownership, uses of your personal information, and choices you may have regarding your personal information. We may also disclose your personal information to any other third party with your prior consent. The Third Parties with whom Marlin does business are aware of the importance of your privacy and are expected to take all reasonable steps to assure that your information is treated confidentially and securely.
3. Inaccurate Information
Marlin may retain information such as your company name, principal officer names, company address, personal and corporate identification information such as government issued tax identification numbers, driver’s license information, corporate tax returns (if provided) or other similar information used to confirm your company or an individual’s identity. Upon request Marlin will provide you with information about whether we hold any of your personal information. If you believe that Marlin's records contain inaccurate or incomplete information about you or your company you may correct, update, amend, delete/remove information by by emailing our Customer Support at firstname.lastname@example.org email@example.com or by contacting us by telephone or postal mail at the contact information listed below. We will review your concerns, respond within a reasonable time frame and correct our records if necessary.
4. Security of Information
Marlin protects your information by maintaining security procedures to prevent unauthorized access to your information. Marlin uses SSL encryption (Secured Socket Layer) Technology and other forms of technology to help ensure the protection of your information. If you have any questions about the security of your personal information, you can contact us at firstname.lastname@example.org.
5. "Cookies" and other Tracking Technologies
Technologies such as cookies, beacons, tags, script are used by Marlin and our partners, affiliates or analytics or service providers. These technologies are used in analyzing trends, administering the website, tracking users’ movements around the site, and gathering demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual and aggregated basis.
As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.
We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.
We use Local Shared Objects, Local Storage, such as HTML5, to store content information and preferences. Various browsers may offer their own management tools for removing HTML5.
Marlin does not knowingly solicit any information from or market its services or products to children.
7. Authorization and Consent to Use Information
By providing information to Marlin through this Site or otherwise, you authorize and consent to Marlin's use of such information in accordance with this Privacy Statement and in other similar manners.
We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at email@example.com.
9. Third Party Link
Our website includes links to other websites whose privacy practices may differ from those of Marlin. If you submit personal information to any of those websites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any website you visit.
10. Data Retention
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
11. Material Change
We may update this Privacy Statement to reflect changes to our information practices. If we make any material changes we will notify you or our Client by email (sent to the email address specified in your account) or by means of a notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
If you have any questions about Marlin's Privacy Statement or the use of the information you choose to provide to Marlin, please contact Marlin directly or call us at (888) 479-9111, email firstname.lastname@example.org or mail us at 300 Fellowship Rd. Mt. Laurel, NJ 08054.